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Payment Options


When you find that perfect item, we want your shopping experience to end on a high note!  That's why we offer as many possible options as possible to make purchases stress-free.  Use one of the methods below, or a combination of methods, that suit your individual time and budgeting requirements. 

Forms of Currency

We accept cash in U.S. Dollars, personal and traveler's checks, and all major credit cards including Visa, Mastercard, Discover and American Express.  You may also qualify for an in-store credit line through Synchrony Bank (see "In-Store Financing" on this page).  If you recieved a Goldex gift certificate as a gift, you may use it as you would cash on any purchase or service.

Free Layaway Program

If you have the time, our 90-day Free Layaway Program is a great way to stay true to your budget!  Start your layaway with a deposit equal to or greater than 20% of the total purchase amount, then simply make up to 3 more payments over 90 days to pay off the balance.  No fees or interest--just shopping fun! 


Read about Layaway Program Policies and conditions

In-Store Financing

When you want it now but need more time to pay or just want to leave space on other credit cards, we offer a credit line through Synchrony Bank for qualifying consumers.  On most purchases, we offer six (6) months' special financing programs which allow you to avoid interest charges if you make timely monthly minimum payments and pay off the balance during the program period.  Some large purchases may qualify for up to twelve (12) months' special financing.  A short application and instant approval in-store can quickly give you the financial freedom to make your jewelry dreams come true!


More information & application for in-store financing

Jewelry Trade-in

Old jewelry that's just lying around can be quickly turned into a new purchase!  We buy gold, silver and diamonds for cash or in-store credit.  Just bring your jewelry and your photo I.D. with you for a free, no-obligation appraisal.

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